With no monthly service charges and money back on ATM fees, Atlas High-Rate Checking really pays.
Get a rate discount with our Car Buying Service, then save on repairs with our Vehicle Service Program.
Earn up to 2.70% APY without market risks!57
We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)
Atlas returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Quickly build your savings with rates 17.5x the bank industry average!71
With an average daily balance of $100 or more. APY= Annual Percentage Yield.63
Our mobile app gives you access to your Atlas Account in the palm of your hand.
Download the Mobile App
"Best Savings Accounts 2018" - NerdWallet
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
Conveniently manage your money via Atlas Mobile Banking, Atlas Online Banking or one of 80,000+ in-network ATMs. Or, call us at 800-328-1935.
Use your smartphone and Atlas Mobile Banking to make deposits from anywhere.
Easily move money between your Atlas online savings account and your other accounts, including accounts outside Atlas.
Once you're an Atlas member, save for specific goals and earn Atlas's high rates by opening up to 19 online savings accounts (called "supplemental savings accounts").
With no maximum balance limit and no monthly fee (if you elect eStatements), you’ll be able to earn even more on your money.
Ready to get a high rate on our online savings account? Apply from your smartphone or desktop, 24/7.
Apply Online for Atlas Membership
Let Me Know When Atlas Rates Gets Even Better
Non-standard service fees may apply, please view our full fee schedule. Fees subject to change.
The minimum balance to keep your savings account open is $5. To earn interest, you must maintain a daily average minimum balance of $100. Atlas interest is paid monthly.
Federal regulations limit pre-authorized withdrawals to six per month per savings account.
The only difference is that a supplemental savings is an additional savings account. You can name each account based on your specific financial goals — saving up for a vacation, wedding, emergency fund, etc. — allowing you to more easily track your progress toward that goal.
Supplemental Savings Accounts can be opened in just a few easy steps in Atlas Online Banking. These accounts, dedicated to a particular financial need (emergency fund, holiday gifts, weddings, vacations, etc.), are a great way to reach your savings goals.
To optimize your savings, set up automated recurring transfers to your new account. Just select Transfer Money and indicate the account you want the money transferred from.
Please note that while there is no minimum balance required to keep your account open, you need to maintain an average daily balance of $100 to be eligible for dividends on your account.
The minimum balance to keep your savings account open is $5.
Yes. You can have up to 19 supplemental savings accounts.
Your current mobile deposit limit will appear below the amount field once you select an account. Your deposit limits can vary depending on your eligible accounts. For more information, tap the note icon at the bottom of the deposit screen.
You can quickly access Atlas’s massive network of surcharge-free ATMs by visiting our website. Find an ATM here.
Want to know more about this product? Search our friendly help guide!