With no monthly service charges and money back on ATM fees, Atlas High-Rate Checking really pays.
Get a rate discount with our Car Buying Service, then save on repairs with our Vehicle Service Program.
Earn up to 2.70% APY without market risks!57
We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)
Atlas returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
An Atlas Kids Savings Account is the perfect teaching tool on how to set savings goals.
Atlas Teen Checking is the perfect checking account for teens 13-17. It's specially designed to help them learn how to manage their money.
"Best Savings Accounts 2018" - WalletHub
"Best Online Savings Accounts 2017" - MagnifyMoney
"Best Savings Accounts for Kids 2018" - NerdWallet
Atlas's online kids savings account is open to children ages 12 and younger.
Teach your child about the power of compound interest. Once your child has $100 or more in a Kids Savings Account, it pays dividends — to the tune of 2.10% APY.
Easily set up supplemental accounts for your child’s goals – whether they’re saving for a bike or looking ahead to save for college. Plus, our free Atlas Convenience Card makes it easy to deposit via ATM!60
Transfer your child's allowance directly into their account, track progress toward savings goals and help them deposit birthday/holiday checks with their phone or tablet using our mobile banking app.
Check out this video for three great tips on helping your child develop smart money skills.
Watching the balance on their savings account grow can motivate them to be smarter consumers and better savers as they grow up.
Most of the banking transactions made during your child's life will be made digitally, so teaching them how to be smart and safe in using digital banking tools is critically important. Use the Atlas Mobile Banking App to teach them how to make transactions, monitor their balances, track their interest earned, and deposit their birthday or holiday checks from Grandpa and Grandma.
Link your child’s Atlas Kids Savings Account with your Atlas Savings or Checking Account so you can transfer money to them with just a few clicks. Next time you give them money, do it digitally!
Check out The Money Guide from Visa, which introduces money management concepts for ages 8-12.
Download Application (PDF)
Kids Savings Account applications are transacted via secure email. Just fill out the form below and we will email you with instructions within one business day.
First Name Please enter your first name. Last Name Please enter your last name.
We’ll give you a call if we need additional information from you. If you have mailed in your application and haven’t heard from Atlas about the status of your account within 14 business days after applying, or have faxed in your application or dropped it off a branch & haven’t heard from us within 7 business days, give us a call at 800-328-1935 and request an update.
Need an alternative way to submit your application?
Atlas Credit Union
Attn: Account Services
PO Box 66945
Chicago, IL 60666-0945
Let Me Know When Atlas Rates Gets Even Better
Yes, to view your child's savings account within online banking, the primary account owner must first give access.
For Kids Savings accounts, once the child is logged into Atlas Online Banking,
After the above process is completed, when you log in to your own Atlas Online Banking or the Atlas Mobile Banking App, you will be able to view your child's savings account.
When your child reaches the age of 13, they will be eligible to apply for the Teen Checking account. Their Atlas Kids Savings Account will remain as a savings account, and any funds in the account will remain in the account unless or until they withdraw or transfer them. The only change is that they will also have the option of applying for an Atlas Teen Checking Account. If they do open a checking account, they will then have a debit card that enables them to access both their savings and checking accounts, so that they can easily transfer funds between the accounts.
You may open a regular High-Rate Savings account for your older child. Click here to learn more.
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