With no monthly service charges and money back on ATM fees, Atlas High-Rate Checking really pays.
Get a rate discount with our Car Buying Service, then save on repairs with our Vehicle Service Program.
Earn up to 2.70% APY without market risks!57
We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)
Atlas returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
Earn 3% cash back in the first year with the Atlas Cashback Visa® Signature Credit Card
Choose the mortgage that works for you & lock in your rate
"Best Cash Back Credit Cards of 2018" - NerdWallet
"Best Credit Union of 2019" - MyBankTracker
"Best flat-rate cash back cards for 2018" - CreditCards.com
Use the slider below to see how quickly your 3% cash back could add up
With the Atlas Visa Signature card, you won't have to jump through hoops to earn a high cashback rate. Get 3% cashback on virtually every purchase your first year and 2.5% after that!
Say adios to foreign transaction fees and bonjour to great travel benefits like emergency card replacement, emergency cash disbursement and concierge services.
Up to $5,000 of Personal Identity Theft Protection for covered expenses to restore your identity.
Purchase Security coverage protects your purchases for the first 90 days after purchase, and Double Warranty Coverage effectively doubles manufacturer warranties.
When you pay for your trip with your Atlas Signature card, you’ll have $250,000 of free travel accident insurance.
Pay with your Atlas Signature card and you’re automatically protected by Auto Rental Collision Damage Waiver (ARCDW) coverage.
Your Signature card provides free 24-hour access to pay-per-use roadside assistance via Roadside Dispatch.
The APR on new purchases and balance transfers can increase or decrease quarterly. The rate is determined by adding the highest U.S. Prime Rate published in The Wall Street Journal during the last two business days of the previous quarter, plus a margin of 6.99% - 9.99%.
An authorized user is someone who has been given access to use and make purchases on another cardholder’s account. They are not legally responsible for the debt. Being an authorized user can help build your credit. Credit score can be impacted both positively and negatively by being an authorized user.
You can add an authorized user by either calling Atlas or in the Atlas Loan Application.
If a payment is late or returned, a fee is assessed. For balance transfers, a fixed dollar amount or a fee is charged. The Atlas Signature card has an annual fee (waived for the first year). Please find additional information within our Terms and Conditions.
Once the application is accepted, it typically takes 7-10 days to receive your new credit card in the mail.
Not to worry! All Atlas credit card holders are automatically enrolled in the their applicable rewards program.
Your annual fee will be charged one year after opening your card and, then, every year following.
You can choose to receive cash back from your Atlas credit card via a credit card statement credit (appearing within one billing cycle) or as a deposit into your Atlas checking or savings.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
Absolutely. We make it easy to transfer balances from your other credit cards so you can save money with Atlas's low interest rates. You can transfer a balance when you apply or after you've been approved for your Atlas Cashback Visa Signature card. A fee of 3% of the balance transfer applies.
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