With no monthly service charges and money back on ATM fees, Atlas High-Rate Checking really pays.
Get a rate discount with our Car Buying Service, then save on repairs with our Vehicle Service Program.
Earn up to 2.70% APY without market risks!57
We offer award-winning online kids savings and teen checking accounts (plus, great products for parents too!)
Atlas returns profits to our members through higher savings rates, lower loan rates, and fewer fees. And we make it easy to bank with 24/7 account access.
The car you want is within reach with our low rates. Feel confident at the dealership knowing what you can afford and what you should be paying.
APR=Annual Percentage Rate87
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Our online car loan calculator will help you estimate your payments so you can find the right loan for you.
How does being preapproved help you? When dealers see that you’re preapproved, they know you are a serious buyer. They’ll be ready to make a good deal to get your business, and you can be confident knowing that you have a low-rate financing option with Atlas.
You could get approved quickly for an online car loan.
To get the loan process started, first submit an online loan application. You can also apply by calling 800-328-1935 (available 24/7).
We will process your application and notify you when your preapproval is completed, usually the same day.
Be sure to bring your loan preapproval to the dealer, as this will give you maximum leverage and help you negotiate the best deal. Save even more time and money when you use the Atlas Car Buying Service.
Once the deal is finalized, send us the purchase agreement and we can finalize your loan documents online using Docusign.
We’ll send the funds overnight via FedEx to you or the dealer.
Get upfront pricing, guaranteed savings and a discounted rate on your online car loan when you use the Atlas Car Buying Service powered by TrueCar. Members save an average of $3,402 off MSRP.1
The Atlas Vehicle Service Program powered by CarAdvise, our new online car care platform, saves you an average of 25% on vehicle maintenance and repairs, and allows you to schedule service with thousands of certified service providers nationwide – all with just a few taps on your smartphone.
APR=Annual Percentage Rate 87. APRs shown above are stated as low as and may vary based on make and model of the vehicle. APRs and loan approval are based on collateral type, payment method, creditworthiness and ability to repay.
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View our full fee schedule. Fees subject to change.
Being preapproved helps you focus on negotiating the best price, knowing that you won’t end up with high rate financing when you close the deal. Plus, dealers tend to take people more seriously when they come in with preapproved financing because it means you’re ready to do business and not just “window shopping.”
In many cases, your funds may be available the same day. We understand that sometimes the vehicle-buying process is urgent. Our loan specialists will answer your questions and help expedite the simple application and approval process.
Yes. At Atlas, there are no prepayment penalties for paying off your loan faster than your payment schedule. In fact, it’s a great way to save on interest over the long run.
Yes, we offer a debt protection benefit plan in the event of death, disability or involuntary unemployment. Learn more or speak to your Loan Consultant for additional details.
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