Why Atlas Hero Video

Atlas exists solely to serve our members, not stockholders.

That means every dollar you invest in Atlas is reinvested in you in the form of high deposit rates and low loan rates.

Better than Bank Rates

Save more and spend less with Atlas’s market-leading interest rates.

2.10 %
APY
2.08 %

With an average daily balance of $100 or more. APY= Annual Percentage Yield.63 

In One Year You'd Have
203
With Atlas

Open an Atlas Savings Account

Atlas Savings
0.65 %
APY
0.65 %
In One Year You'd Have
240
With Atlas

Open an Atlas Checking Account

Atlas Checking
Purchase Rates
APR Rate
3/1 ARM 4.467 % 3.375 %
5/1 ARM 4.335 % 3.500 %
7/1 ARM 4.252 % 3.625 %
10/1 ARM 4.168 % 3.750 %
15-Yr. Fixed 3.260 % 3.000 %
30-Yr. Fixed 3.741 % 3.625 %

Purchase rates shown above. Get a custom quote.

Apply for an Atlas Mortgage

Atlas Mortgages
3.49 %
APR
As Low As
60 mo. Max Term
New Vehicle

APR=Annual Percentage Rate87

View All Car Loans Rates

Your Monthly Payment Would Be
330
With Atlas

Apply for an Atlas Auto Loan

Atlas Auto Loans

Don’t waste time waiting in lines.

Bank on your own time from your smartphone or computer.

Phone banking

Call us any time at 800-328-1935! Phone banking offers toll-free automated access and personal assistance 24/7.

Monitor transactions and deposits
Monitor transactions and deposits

Review any credit card or debit card transactions. Verify deposits and cleared checks.

Check account balances
Check account balances

Check account, credit card, and loan balances. You can also get loan account information such as available credit, payment amount, and due date.

Complete transactions
Complete transactions

Make payments, transfers, withdrawals, activate credit cards, and report lost or stolen credit cards. You can also request a stop payment on a check written from your Atlas Checking Account.

More ATMs than Chase & Bank of America combined!

Plus, ATM Rebates give you access to surcharge-free ATMs anywhere you go!2

 

Find ATMs

Check out our blog

Head to the Money Mentor to catch up on financial news and tips.

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State-of-the-Art Security

Your safety and privacy are our top priorities.

Federally Insured
Federally Insured

Atlas accounts are insured by the NCUA up to $250,000 - providing the same benefits of FDIC insurance for a bank account.33

Security Protocols
Security Protocols

Advanced online and physical security measures safeguard your money and your personal information. Our security practices comply with federal regulations and leading industry standards.

Secure Messaging
Secure Messaging

The messaging system in Atlas Online Banking is 100% secure. We remove all sensitive data before we reply.

Confidentiality
Confidentiality

Atlas keeps all nonpublic personal information about members private and secure. Only Atlas employees who have a specific business purpose for using the information are allowed to access it.

Join Us!

If you meet any one of the 5 eligibility requirements below, you can easily become a member of Atlas. Have questions? Email us.

  • Choose to support our partner charity, Foster Care to Success (FC2S), the leading not-for-profit helping foster teens successfully transition to adulthood. When you select this option, Atlas will make a one-time $5 support payment to FC2S on your behalf.
  • Are a current or retired employee from one the many businesses and organizations Atlas partners with in the U.S.
  • Are an immediate family member or a domestic partner of a current Atlas member
  • Live or work in one of the communities near our Corporate Headquarters in Chicago. Check to see if you qualify by applying as a new member.
  • Are a member of a qualifying organization

Membership lasts a lifetime

Once you are a member of Atlas, you're always a member -- and Atlas membership will be available to your entire family.

Atlas Credit Union benefits of membership

Atlas Credit Union benefits include higher interest payments, lower loan rates, and personal service. Best of all, your membership in Atlas represents a share in ownership. We pride ourselves on serving our member's best interests. That's why Atlas doesn't have any stockholders.

 

Become a Member

We're Here to Help You 24/7

Have questions about banking with Atlas? Search our friendly help guide!