Certificate of Deposit
Certificates of Deposit are designed to meet your investment needs, providing you:
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We guarantee the rate of return of the entire term of the investment, thus eliminating worry about variable rates. |
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You may renew any matured certificate of deposit for the same term without visiting the bank |
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All Atlas Investment Services are risk free. The Federal Deposit Insurance Corporation insures each depositor up to $100,000. At Atlas CU, the strength of our assets adds to the safety and security of every deposit. |
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Our low minimum balance requirements make it possible for everyone to access the higher market rates on their investment - large or small. |
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Atlas Certificates feature a variety of terms structured to meet your particular investment or liquidity needs. |
Available Maturity Periods |
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| 7 Thru 89 Day | 24 Thru 25 Month |
| 90 Thru 181 Day | 36 Thru 47 Month |
| 182 Thru 364 Day | 48 Thru 59 Month |
| 12 Thru 23 Month | 60 Month or More |
Individual Retirement Account
Save for your retirement and receive tax incentives now with Atlas CU's Individual Retirement Account (IRA). Our Customer Service Representatives can show you how we can take care of you today and tomorrow. Our selection of investment alternatives is designed to meet any investment objective. Investments include:
Fixed Rate Option
This deposit account is designed for the investor who prefers longer maturities and fixed rates. Our fixed rate term guarantees yields throughout the maturity period. All Fixed Rate options allow deposits equal to your annual maximum contribution limits.
- IRA 12 Month Fixed Term
- IRA 24 Month Fixed Term
- IRA 36 Month Fixed Term
- IRA 48 Month Fixed Term
- IRA 60 Month Fixed Term
Variable Rate Option
Advantageous for customers wanting to make random deposits throughout the year and manage the funds in a single account. Funds are deposited to a variable account at the prevailing market rate with no maturity date.
Roth IRA
The Roth IRA is a nondeductible account that features tax-free withdrawals for certain distribution reasons after a five-year holding period. Unlike the Traditional IRA, the Roth IRA does not permit you to take deduction for any of the contributors that you make to it.
